Over the years, the government has launched several Sarkari Yojanas, targeting different sections of society. These schemes have been instrumental in promoting economic growth and social development, particularly in rural areas. Some of the most popular Sarkari Yojanas are discussed below.
1 - Pradhan Mantri Jan Dhan Yojana (PMJDY): Launched in 2014, PMJDY is a financial inclusion scheme that aims to provide access to banking services to every household in India. Under this scheme, bank accounts are opened with zero balance, and basic financial services such as debit cards, overdrafts, and insurance are provided. The scheme has been successful in bringing the unbanked population into the formal financial system, promoting savings and reducing poverty.
2 - Pradhan Mantri Ujjwala Yojana (PMUY): Launched in 2016, PMUY is a social welfare scheme that aims to provide free LPG connections to households below the poverty line. The scheme aims to reduce the health hazards associated with traditional cooking fuels such as wood and charcoal, and promote clean energy. Under this scheme, beneficiaries are provided with a subsidy on the cost of LPG cylinders, making it affordable for them to switch to clean cooking fuels.
3 - Pradhan Mantri Fasal Bima Yojana (PMFBY): Launched in 2016, PMFBY is a crop insurance scheme that aims to provide financial support to farmers in case of crop failure due to natural calamities such as drought, floods, or pests. The scheme provides insurance coverage for all crops, and the premium is subsidized by the government. This scheme has been successful in providing a safety net to farmers, enabling them to manage risks and invest in their farms.
4 - Atal Pension Yojana (APY): Launched in 2015, APY is a pension scheme that aims to provide a guaranteed pension to individuals working in the unorganized sector. The scheme is targeted at individuals who do not have access to a formal pension system, and the contribution is based on age and the desired pension amount. This scheme has been successful in promoting financial security and encouraging savings among the working population.
5 - Swachh Bharat Abhiyan: Launched in 2014, Swachh Bharat Abhiyan is a cleanliness drive that aims to make India clean and free of open defecation. The scheme has been successful in promoting hygiene and sanitation, particularly in rural areas. The government has provided financial support to build toilets and improve sanitation facilities, and several public awareness campaigns have been launched to promote cleanliness.