Alabama ALL Kids-Children's Health Insurance Program
The Alabama ALL Kids-Children's Health Insurance Program stands as a beacon of hope, ensuring that the children and teens of Alabama have access to quality healthcare services. In this comprehensive guide, we will delve into the program's origins, purpose, features, benefits, eligibility criteria, necessary documents, income limits, and how to apply.
Table of Content
- About Alabama ALL Kids-Children's Health Insurance Program,
- Purpose of the Alabama ALL Kids-Children's Health Insurance Program,
- Alabama ALL Kids-Children's Health Insurance Program Features,
- Alabama ALL Kids-Children's Health Insurance Program Benefits,
- Alabama ALL Kids-Children's Health Insurance Program Eligibility,
- Alabama ALL Kids-Children's Health Insurance Program Documents,
- Alabama ALL Kids-Children's Health Insurance Program income limits,
- Alabama ALL Kids-Children's Health Insurance Program applies,
- ALL Kids-Children's Health Insurance Program PDF Download,
- Alabama ALL Kids-Children's Health Insurance Program FQAs

What is the Alabama ALL Kids-Children's Health Insurance Program?
The Alabama ALL Kids-Children's Health Insurance Program is a vital initiative providing low-cost healthcare coverage to children and teens in Alabama. Administered by the Alabama Department of Public Health, this program is designed to bridge the healthcare gap for those whose family incomes fall between Medicaid eligibility and 300 percent of the Federal Poverty Level (FPL).
Purpose of the Alabama ALL Kids-Children's Health Insurance Program
The program's primary purpose is crystal clear:
- Ensuring Access to Quality Healthcare: The ALL Kids program strives to ensure that every child and teen in Alabama has access to comprehensive healthcare services, regardless of their family's financial situation.
- Catering to the Uninsured: ALL Kids serves as a lifeline for uninsured children and teens, providing them with essential medical coverage.
Overview of the Alabama ALL Kids-Children's Health Insurance Program
Aspect | Description |
---|---|
Program Name | Alabama ALL Kids-Children's Health Insurance Program |
Administering Agency | Alabama Department of Public Health |
Purpose | Provide low-cost healthcare coverage to children and teens in Alabama. |
Eligible Age | 18 years and under or primary caregivers with children 18 years and under. |
Citizenship Requirements | U.S. Citizen, National, or legally admitted Non-Citizen. |
Insurance Status | Uninsured and ineligible for Medicaid. |
Income Limits | Varies based on household size. See income guidelines for specific limits. |
Benefits Provided | - Regular check-ups - Immunizations - Sick child doctor visits - Prescription coverage - Dental and vision care - Hospital and physician services - Mental health and substance abuse services - Additional services for children with special needs. |
Application Methods | - Online Application - Paper Application (available at various locations) |
Contact Information | - Official ALL Kids Page - Customer Service: 1-888-373-5437 |
Who is Eligible for the Program?
To qualify for the Alabama ALL Kids-Children's Health Insurance Program, individuals must meet the following criteria:
- Age: Applicants must either be 18 years of age or under or primary caregivers with children aged 18 years or under.
- Citizenship: Eligible individuals can be U.S. Citizens, Nationals, or Non-Citizens legally admitted into the U.S.
- Uninsured: Applicants should be uninsured and ineligible for Medicaid.
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Alabama ALL Kids-Children's Health Insurance Program Benefits
The ALL Kids program offers a comprehensive package of benefits to ensure the health and well-being of Alabama's children and teens. The benefits include:
- Regular check-ups
- Immunizations
- Sick child doctor visits
- Prescription coverage
- Dental and vision care
- Hospital and physician services
- Mental health and substance abuse services
Additionally, children with special needs may have access to additional medical services.
Income Limits for Eligibility
Income limits are a crucial factor in determining eligibility for ALL Kids. The maximum annual household income limits (before taxes) are as follows:
Household Size | Maximum Income Level (Per Year) |
---|---|
1 | $46,219 |
2 | $62,513 |
3 | $78,807 |
4 | $95,100 |
5 | $111,394 |
6 | $127,688 |
7 | $143,982 |
8 | $160,276 |
For households with more than eight people, an additional $16,294 per person is added to the maximum income level.
How to Apply for the Alabama ALL Kids-Children's Health Insurance Program
Applying for the ALL Kids program is a straightforward process. Here are the available methods:
- Online Application: You can conveniently apply online on the ALL Kids website.
- Paper Application: Application packets can be obtained from local county health departments, doctors' offices, hospitals, social service agencies, schools, and pharmacies. You can also request an application to be mailed to you by calling 1-888-373-KIDS(5437).
Contact Information
- For more information or inquiries, visit the ALL Kids page.
- You can also contact ALL Kids Customer Service at 1-888-373-5437.
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How ALL Kids Works
Applications are processed in the order they are received. If your child is approved and enrolled in ALL Kids, you will receive a Welcome Letter from ALL Kids and your child's ALL Kids Card in the mail.
Choose a Doctor and Dentist
Once your child is enrolled in ALL Kids, do not delay in choosing a doctor and dentist and call make your child appointments for check up visits. It is very important to do this, as check up visits are where minor health and dental problems are caught early, and often prevent serious problems from developing later. When your child needs medical and dental care, you must use a Blue Cross and Blue Shield of Alabama (BCBSAL) Preferred Provider Organization (PPO) provider. The PPO network is a group of doctors, dentists, pharmacies, hospitals and outpatient facilities enrolled as BCBSAL providers to offer services to ALL Kids enrollees at special, prearranged rates.
You may choose any doctor who is enrolled as a PPO provider. To find a preferred provider in Alabama, look in your ALL Kids Preferred Provider Directory, call the BCBSAL dedicated customer service number at 1-800-760-6851, or visit BCBSAL. There is no deductible when you use a PPO provider. Some services may require a small copay.
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ALL Kids Costs, Premiums and Copays
Affordable premiums range from $52 to $104 per child, per year. The fee group your child qualifies for will determine the premium amount you will pay for your child's coverage. You do not have to pay your premium in full prior to using your ALL Kids card for healthcare services. Your premium must, however, be paid before your contract expires in order to be able to renew you child's ALL Kids coverage for the following year. We encourage you to pay your premium as soon as possible. Don't get caught at the end of the year owing all of your premium!
If your child is in the Low Fee or the Fee group, some services may require a copay. A copay is a small fee that must be paid up front when your child sees a provider. There are no copays for preventive services like regular checkups, immunizations, dental cleanings and vision exams.
To Make Payments
- Make checks and money orders out to ALL Kids. Do not send cash!
- Write your Contact ID number and child/children's name(s) on your check or money order and mail to:
- ALL Kids
- P.O. Box 304839
- Montgomery, AL 36130-4839
Renew Your Child's ALL Kids Coverage Every Year
- Your child will be enrolled in ALL Kids for 12 months (if your child turns 19 years of age before the end of the 12 months, coverage will end the last day of the child's birth month). ALL Kids COVERAGE MUST BE RENEWED EVERY YEAR. You will receive a renewal packet in the mail approximately two months before the "Good Thru" date on your child's ALL Kids card. Please complete the renewal application immediately and submit it to ALL Kids to ensure there is no lapse in your child's coverage.
- To be considered for renewal for the upcoming year you must complete, sign and return the renewal packet to ALL Kids (before the "Good Thru" date on your child's ALL Kids card) and ALL PREMIUMS YOU OWE FOR THE CURRENT YEAR MUST BE PAID. If you do not receive your child's renewal packet or if you have any questions, please call 1-888-373-KIDS (5437).
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- PDF Table of Contents
- OVERVIEW OF THE PLAN.......................................................................................... 3
- Purpose of the Plan..............................................................................................................................3
- Using myBlueCross to Get More Information.........................................................................................3
- Definitions ............................................................................................................................................3
- Receipt of Medical Care........................................................................................................................3
- Beginning of Coverage.........................................................................................................................4
- Medical Necessity and Precertification .................................................................................................4
- In-Network Benefits ..............................................................................................................................4
- Out-of-Network Services........................................................................................................................5
- Relationship Between Blue Cross and/or Blue Shield Plans and the Blue Cross and
- Blue Shield Association ........................................................................................................................6
- Limitations and Exclusions ....................................................................................................................6
- Claims and Appeals ..............................................................................................................................6
- ELIGIBILITY ................................................................................................................. 6
- Eligibility and Application for the Plan....................................................................................................6
- Beginning of Coverage.........................................................................................................................6
- Termination of Coverage.......................................................................................................................7
- COST SHARING........................................................................................................... 7
- Fee Categories in ALL Kids...................................................................................................................7
- Calendar Year Deductible.....................................................................................................................8
- Member's Plan Year Out-of-Pocket Maximum……………………………………………………………….8
- Lifetime Maximum.................................................................................................................................8
- Other Cost Sharing Provisions ..............................................................................................................8
- Out-of-Area Services ............................................................................................................................ 8
- MEDICAL NECESSITY AND PRECERTIFICATION................................................... 10
- Inpatient Hospital Benefits ................................................................................................................ 10
- Outpatient Hospital Benefits, Physician Benefits, Other Covered Services ........................................ 11
- Provider-Administered Drugs ............................................................................................................ 11
- Prescription Drug Benefits ................................................................................................................ 12
- HEALTH, MENTAL HEALTH, AND SUBSTANCE ABUSE BENEFITS..................... 12
- Mental Health and Substance Abuse Benefits……………………………………………………………..12
- Inpatient Hospital and Residential Treatment Facility Benefits ............................................................ 12
- Outpatient Hospital Benefits ...............................................................................................................14
- Physician Benefits .............................................................................................................................15
- Physician Preventive Benefits ............................................................................................................16
- Other Covered Services .....................................................................................................................18
- Orthodontia Services .........................................................................................................................21
- Skilled Nursing Facility Benefits.................................................................. Download PDF
ALL Kids Insurance for Children important Link
ALL Kids uses Blue Cross Blue Shield of Alabama (BCBSAL) to provide medical, mental health, and substance abuse services through their preferred provider network (PPO). Find a provider now.
- Learn more about ALL Kids
- See if my child will qualify
- Print the income guidelines
- Print an application
- Print an application en Español
- Renew my child's ALL Kids coverage
- Find a doctor or dentist
- Use my ALL Kids benefits
- Find out about premiums and copayments
- Find out more about my annual out-of-pocket maximum
- Change my address or other information
Celebrating 25 Years
The Children’s Health Insurance (CHIP) Program is celebrating 25 years of serving Alabama children and teens with high-quality, low-cost healthcare coverage for families with incomes above Medicaid eligibility and up to 300 percent of the federal poverty level. October 14 is designated as Children's Health Insurance Program (CHIP) Day to celebrate this special occasion.
- Read the News Release
- Download the Proclamation
- Watch Governor Kay Ivey's Message
- Watch the News Conference
FQAs
Q1: What is the Alabama ALL Kids-Children's Health Insurance Program?
A1: The Alabama ALL Kids-Children's Health Insurance Program is a low-cost healthcare coverage program designed to provide essential medical services to children and teens in Alabama whose family incomes fall between Medicaid eligibility and 300 percent of the Federal Poverty Level (FPL). It is administered by the Alabama Department of Public Health.
Q2: Who is eligible for the Alabama ALL Kids-Children's Health Insurance Program?
A2: To be eligible for the program, individuals must meet specific criteria, including being 18 years of age or under (or a primary caregiver of a child 18 or under), being a U.S. Citizen, National, or legally admitted Non-Citizen, and being uninsured and ineligible for Medicaid. Additionally, there are income limits based on household size to determine eligibility.
Q3: What benefits does the Alabama ALL Kids-Children's Health Insurance Program provide?
A3: The program offers a comprehensive set of benefits, including regular check-ups, immunizations, sick child doctor visits, prescription coverage, dental and vision care, hospital and physician services, and mental health and substance abuse services. Additional medical services may also be available for children with special needs.
Q4: What are the income limits for eligibility in the ALL Kids program?
A4: Income limits vary based on household size. For example, a household with one person can have a maximum annual income of $46,219, while a household with eight people can have a maximum income of $160,276. For households with more than eight people, an additional $16,294 is added per additional person.
Q5: How can I apply for the Alabama ALL Kids-Children's Health Insurance Program?
A5: You can apply for the program online through the ALL Kids website. Application packets are also available at various locations, including local county health departments, doctors' offices, hospitals, social service agencies, schools, and pharmacies. You can request an application to be mailed to you by calling 1-888-373-KIDS(5437).
Q6: Where can I get more information or contact someone for assistance with ALL Kids?
A6: For more information or inquiries, you can visit the official ALL Kids page. Additionally, you can contact ALL Kids Customer Service at 1-888-373-5437.
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